Upload your unpaid invoices. We recover the money.
Stop wasting hours chasing payments. Upload your invoices and let our AI-powered platform handle the entire recovery process while you focus on your business.
Trusted by 200+ Spanish businesses
The pain of unpaid invoices
Lost revenue
Spanish SMEs lose thousands of euros every year in unpaid invoices. Writing off debt or hiring lawyers eats into your margins.
Wasted time
Chasing payments takes hours of phone calls and follow-up emails. Time you could spend acquiring new clients.
Stress and uncertainty
You have zero visibility into the status of each claim. Will you get paid? When? It's a constant source of anxiety.
How Cobralia works
Three simple steps to get your money back
Upload your invoice
Drag and drop your unpaid invoice (PDF or image). Our AI reads all the data instantly.
We handle everything
Our team takes over the recovery process. You get real-time status updates on every claim.
Get paid
Once recovered, funds are deposited directly to your account via SEPA Direct Debit.
Everything you need to recover unpaid invoices
AI-powered data extraction
Upload any invoice format. Our AI extracts debtor details, amounts, and dates automatically. No manual data entry.
Full status tracking
From submission to collection, follow every step of your claims with a detailed timeline.
Canary Islands tax compliance
Automatic IGIC/IVA detection based on your province. Correct tax treatment on all Cobralia invoices.
SEPA Direct Debit
Compliant mandate acceptance flow. Collected funds go directly to your bank account.
Simple, transparent pricing
Choose the plan that fits your needs