Upload your unpaid invoices. We recover the money.
Stop wasting hours chasing payments. Upload your invoices and let our AI-powered platform handle the entire recovery process while you focus on your business.
Trusted by 200+ Spanish businesses
Trusted by businesses like yours
See what our customers say about recovering their unpaid invoices
“Cobralia recovered €12,000 in unpaid invoices within 3 weeks. The process was completely hands-off and the team kept me updated at every step.”
María José García
Directora Financiera, Constructora Hernández S.L.
“We had given up on thousands of euros in outstanding bills. Cobralia recovered 85% of them. Now it's our first call for any late payment.”
Carlos Ruiz
Gerente, Distribuciones Ruiz Tenerife
“The AI upload saved us hours of manual work. In 6 months we've recovered over €30,000 that would have been written off.”
Ana Belén Torres
Socia Gerente, Clínica Dental Torres
The pain of unpaid invoices
Lost revenue
Spanish SMEs lose thousands of euros every year in unpaid invoices. Writing off debt or hiring lawyers eats into your margins.
Wasted time
Chasing payments takes hours of phone calls and follow-up emails. Time you could spend acquiring new clients.
Stress and uncertainty
You have zero visibility into the status of each claim. Will you get paid? When? It's a constant source of anxiety.
How Cobralia works
Three simple steps to get your money back
Upload your invoice
Drag and drop your unpaid invoice (PDF or image). Our AI reads all the data instantly.
We handle everything
Our team takes over the recovery process. You get real-time status updates on every claim.
Get paid
Once recovered, funds are deposited directly to your account via SEPA Direct Debit.
Everything you need to recover unpaid invoices
AI-powered data extraction
Upload any invoice format. Our AI extracts debtor details, amounts, and dates automatically. No manual data entry.
Full status tracking
From submission to collection, follow every step of your claims with a detailed timeline.
Canary Islands tax compliance
Automatic IGIC/IVA detection based on your province. Correct tax treatment on all Cobralia invoices.
SEPA Direct Debit
Compliant mandate acceptance flow. Collected funds go directly to your bank account.
Simple, transparent pricing
Choose the plan that fits your needs